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Your guide to buying a home in Sweden
From your loan promise to keys in hand — learn every step, run the numbers, and bid with confidence.
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The full journey · 7 steps
Step-by-step guide
Follow the whole process from loan promise to closing day, with checklists and tips at every step.
Start with step 1Cost calculator
Work out your monthly cost, compare interest rates, and import listings straight from Hemnet.
Run your numbersFinance guide
Understand mortgages, interest, amortization, and tax deductions — explained without the jargon.
Learn the basicsEverything you need for your first home purchase
Free housing calculator
Our housing calculator helps you estimate monthly costs, compare interest rates, and understand how down payments, amortization, and tax deductions affect your finances. Import listings directly from Hemnet.
Step-by-step guidance
Follow our 7-step guide through the entire home buying process — from loan promise and bidding to contract signing and closing day. Checklists and tips at every step.
Understand mortgages & rates
Learn how Swedish mortgages work, what affects interest rates, what the amortization rules are, and how to claim your tax deduction (ränteavdrag). Our finance guide explains all terms simply.
Built for first-time buyers
BidderBud is built specifically for people buying their first home. We explain the Swedish housing market without industry jargon, in both English and Swedish.
Free Financial Education
BidderBud is completely free to use. We believe that everyone deserves access to clear, comprehensive financial education and guidance - especially in a system where information asymmetry can put first-time buyers at a disadvantage. Our mission is to level the playing field by providing the tools and knowledge you need to make informed decisions.
Any donations to help keep this site running would be highly appreciated.
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